* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

section[id] {
  scroll-margin-top: 80px;
}

:root {
  --primary: #002169;
  --primary-light: #e6f0ff;
  --secondary: #334D87;
  --accent: #FFCD00;
  --light: #f8f9fa;
  --dark: #002169;
  --gray: #526391;
  --light-gray: #d1d5db;
  --white: #ffffff;
  --background: #f5f7fa;
  --shadow: 0 4px 12px rgba(0, 33, 105, 0.08);
  --transition: all 0.3s ease;

  --font-serif: 'Merriweather', Georgia, 'Times New Roman', serif;
  --font-sans: 'Merriweather Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

body {
  font-family: var(--font-sans);
  line-height: 1.6;
  color: var(--secondary);
  background-color: var(--background);
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

h1,
h2,
h3,
h4 {
  font-family: var(--font-sans);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1rem;
  color: var(--dark);
}

h1 {
  font-size: 2.5rem;
}

h2 {
  font-size: 2rem;
}

h3 {
  font-size: 1.5rem;
}

p {
  margin-bottom: 1rem;
}

a {
  text-decoration: underline;
  text-decoration-skip-ink: auto;
}

a:hover {
  text-decoration: none;
}

.header {
  background-color: var(--white);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 20px;
}

.brand {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--primary);
  display: flex;
  align-items: center;
  text-decoration: none;
}

.brand .logo {
  height: 56px;
  width: auto;
}

.nav {
  display: flex;
  gap: 2rem;
}

.nav a {
  text-decoration: none;
  color: var(--dark);
  font-weight: 500;
  font-family: var(--font-sans);
  transition: var(--transition);
  border-bottom: 3px solid transparent;
  padding-bottom: 2px;
}

.nav a:hover {
  color: var(--primary);
}

.nav a.active,
.nav a[aria-current="page"] {
  color: var(--primary);
  font-weight: 700;
  border-bottom-color: var(--accent);
}

.cta {
  display: inline-block;
  background-color: var(--accent);
  color: var(--dark);
  padding: 0.75rem 1.5rem;
  border-radius: 4px;
  text-decoration: none;
  font-weight: 600;
  font-family: var(--font-sans);
  transition: var(--transition);
}

.cta:hover {
  background-color: #E6B800;
  color: var(--dark);
  transform: translateY(-2px);
}

.cta.active,
.cta[aria-current="page"] {
  background-color: var(--primary);
  color: var(--white);
}

.cta.active:hover,
.cta[aria-current="page"]:hover {
  background-color: var(--secondary);
}

.mobile-menu-btn {
  display: none;
  flex-direction: column;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}

.mobile-menu-btn span {
  width: 25px;
  height: 3px;
  background-color: var(--dark);
  margin: 2px 0;
  transition: var(--transition);
}

.mobile-menu-btn.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.mobile-menu-btn.active span:nth-child(2) {
  opacity: 0;
}

.mobile-menu-btn.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -6px);
}

.mobile-nav {
  display: none;
  flex-direction: column;
  background-color: var(--white);
  padding: 1rem;
  box-shadow: var(--shadow);
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  z-index: 99;
}

.mobile-nav.active {
  display: flex;
}

.mobile-nav a {
  padding: 0.75rem 1rem;
  text-decoration: none;
  color: var(--dark);
  border-bottom: 1px solid var(--light-gray);
  transition: var(--transition);
}

.mobile-nav a.active,
.mobile-nav a[aria-current="page"] {
  color: var(--primary);
  font-weight: 700;
  background-color: var(--primary-light);
  border-left: 4px solid var(--accent);
}

.mobile-nav a:last-child {
  border-bottom: none;
}

.hero {
  padding: 4rem 0;
  background: linear-gradient(to right, var(--primary-light) 0%, rgba(230, 242, 255, 0.5) 100%);
}

.hero .container {
  display: flex;
  align-items: center;
  gap: 3rem;
}

.hero-content {
  flex: 1;
}

.hero h1 {
  font-size: 2.8rem;
  margin-bottom: 1.5rem;
  color: var(--primary);
}

.subtitle {
  font-size: 1.2rem;
  color: var(--gray);
  margin-bottom: 2rem;
}

.btn-group {
  display: flex;
  gap: 1rem;
  margin-bottom: 2rem;
}

.btn {
  display: inline-block;
  padding: 0.75rem 1.5rem;
  border-radius: 4px;
  text-decoration: none;
  font-weight: 600;
  font-family: var(--font-sans);
  transition: var(--transition);
}

.btn-primary {
  background-color: var(--accent);
  color: var(--dark);
}

.btn-primary:hover {
  background-color: #E6B800;
  color: var(--dark);
  transform: translateY(-2px);
}

.btn-secondary {
  background-color: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}

.btn-secondary:hover {
  background-color: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
}

.badge-group {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.badge {
  background-color: var(--white);
  color: var(--primary);
  padding: 0.5rem 1rem;
  border-radius: 50px;
  font-size: 0.875rem;
  font-weight: 500;
  box-shadow: var(--shadow);
  white-space: nowrap;
}

@media (max-width: 576px) {
  .badge-group {
    gap: 0.5rem;
    justify-content: center;
  }

  .badge {
    padding: 0.4rem 0.75rem;
    font-size: 0.8rem;
  }
}

.hero-image {
  flex: 1;
  display: flex;
  justify-content: center;
  align-items: center;
}

.image-placeholder {
  width: 100%;
  max-width: 400px;
  height: 300px;
  background-color: var(--white);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  padding: 1rem;
  box-shadow: var(--shadow);
}

.image-placeholder p {
  margin-top: 1rem;
  color: var(--gray);
  font-size: 0.875rem;
}

.icon-placeholder {
  width: 100%;
  max-width: 400px;
  height: 300px;
  background-color: var(--white);
  border-radius: 8px;
  display: flex;
  justify-content: center;
  align-items: center;
  box-shadow: var(--shadow);
  position: relative;
}

.icon-placeholder i {
  font-size: 7rem;
  color: var(--primary);
}

.icon-placeholder .icon-stack {
  position: relative;
  display: inline-block;
}

.icon-placeholder .icon-stack .icon-main {
  font-size: 7rem;
  color: var(--primary);
}

.icon-placeholder .icon-stack .icon-badge {
  position: absolute;
  bottom: -0.25rem;
  right: -1rem;
  font-size: 2.5rem;
  color: var(--primary);
  background: var(--white);
  border-radius: 50%;
}

.quick-links {
  padding: 4rem 0;
  background-color: var(--white);
}

.quick-links h2 {
  text-align: center;
  margin-bottom: 3rem;
}

.card-group {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.card {
  background-color: var(--white);
  border-radius: 8px;
  padding: 2rem;
  box-shadow: var(--shadow);
  transition: var(--transition);
  text-decoration: none;
  color: inherit;
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
}

.card h3 {
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.card p {
  color: var(--gray);
}

.testimonials {
  padding: 4rem 0;
  background-color: var(--light);
}

.testimonials h2 {
  text-align: center;
  margin-bottom: 3rem;
}

.testimonial-carousel {
  position: relative;
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.5rem;
  overflow: hidden;
}

.testimonial-track {
  display: flex;
  transition: transform 0.5s ease;
  width: 100%;
}

.testimonial-card {
  flex: 0 0 100%;
  background-color: var(--white);
  border-radius: 8px;
  padding: 2rem;
  box-shadow: var(--shadow);
  text-align: center;
}

.testimonial-text {
  font-style: italic;
  margin-bottom: 1.5rem;
  color: var(--dark);
  font-size: 1.1rem;
  line-height: 1.7;
  position: relative;
  padding: 0 1rem;
}

.testimonial-text::before {
  content: '"';
  font-size: 3rem;
  color: var(--accent);
  position: absolute;
  top: -0.5rem;
  left: -0.5rem;
  font-family: Georgia, serif;
  line-height: 1;
  opacity: 0.5;
}

.testimonial-author {
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.25rem;
  font-size: 1rem;
}

.testimonial-role {
  color: var(--gray);
  font-weight: 500;
  font-size: 0.9rem;
}

.testimonial-card .testimonial-author::before {
  content: '';
  display: block;
  width: 40px;
  height: 2px;
  background-color: var(--accent);
  margin: 0 auto 0.75rem;
}

.carousel-btn {
  background: var(--primary);
  color: var(--white);
  border: none;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  cursor: pointer;
  transition: var(--transition);
  flex-shrink: 0;
}

.carousel-btn:hover {
  background: var(--secondary);
}

.carousel-dots {
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

.carousel-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: none;
  background: var(--light-gray);
  cursor: pointer;
  transition: var(--transition);
}

.carousel-dot.active {
  background: var(--primary);
}

.testimonials .btn {
  display: block;
  width: fit-content;
  margin: 0 auto;
}

.about-preview {
  padding: 4rem 0;
  background-color: var(--white);
}

.about-preview .container {
  display: flex;
  align-items: center;
  gap: 3rem;
}

.about-content {
  flex: 1;
}

.about-description {
  color: var(--gray);
  margin-bottom: 2rem;
  font-size: 1.1rem;
}

.about-image {
  flex: 1;
  display: flex;
  justify-content: center;
}

.pension-preview {
  padding: 4rem 0;
  background-color: var(--light);
}

.pension-preview .container {
  display: flex;
  align-items: center;
  gap: 3rem;
}

.pension-content {
  flex: 1;
}

.pension-content ul {
  margin-bottom: 2rem;
  padding-left: 1.5rem;
}

.pension-content li {
  margin-bottom: 0.5rem;
  color: var(--gray);
}

.pension-image {
  flex: 1;
  display: flex;
  justify-content: center;
}

.faqs {
  padding: 4rem 0;
  background-color: var(--white);
}

.faqs h2 {
  text-align: center;
  margin-bottom: 3rem;
}

.faq-group {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
  margin-bottom: 2rem;
}

.faq-item {
  background-color: var(--light);
  border-radius: 8px;
  padding: 1.5rem;
}

.faq-item h3 {
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.faq-item p {
  color: var(--gray);
}

.faqs .btn {
  display: block;
  width: fit-content;
  margin: 0 auto;
}

.cta-section {
  padding: 4rem 0;
  background-color: var(--primary);
  color: var(--white);
  text-align: center;
}

.cta-section h2 {
  color: var(--white);
  margin-bottom: 2rem;
}

.cta-section ul {
  list-style: none;
  margin-bottom: 2rem;
}

.cta-section li {
  margin-bottom: 0.5rem;
  font-size: 1.1rem;
}

.cta-section .btn {
  background-color: var(--white);
  color: var(--primary);
}

.cta-section .btn:hover {
  background-color: var(--light);
  transform: translateY(-2px);
}

@media (max-width: 992px) {
  h1 {
    font-size: 2.2rem;
  }

  h2 {
    font-size: 1.8rem;
  }

  .hero .container,
  .about-preview .container,
  .pension-preview .container {
    flex-direction: column;
    text-align: center;
  }

  .btn-group {
    justify-content: center;
  }

  .badge-group {
    justify-content: center;
  }
}

@media (max-width: 768px) {
  .nav {
    display: none;
  }

  .cta {
    display: none;
  }

  .mobile-menu-btn {
    display: flex;
  }

  .mobile-nav {
    display: none;
  }
}

@media (max-width: 576px) {
  .btn-group {
    flex-direction: column;
    gap: 0.75rem;
  }

  .btn-group .btn {
    min-height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .card-group {
    grid-template-columns: 1fr;
  }

  .carousel-btn {
    width: 48px;
    height: 48px;
  }

  .testimonial-carousel {
    gap: 0.5rem;
  }

  .icon-placeholder {
    max-width: 280px;
    height: 200px;
  }

  .icon-placeholder i {
    font-size: 5rem;
  }

  .icon-placeholder .icon-stack .icon-main {
    font-size: 5rem;
  }

  .icon-placeholder .icon-stack .icon-badge {
    font-size: 1.75rem;
    right: -0.75rem;
  }
}

.how-it-works {
  padding: 4rem 0;
  background-color: var(--white);
}

.how-it-works h2 {
  text-align: center;
  margin-bottom: 1rem;
}

.how-subtitle {
  text-align: center;
  color: var(--gray);
  margin-bottom: 3rem;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
  margin-bottom: 3rem;
}

.step-card {
  background-color: var(--white);
  border-radius: 8px;
  padding: 2rem;
  box-shadow: var(--shadow);
  text-align: center;
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.step-number {
  position: absolute;
  top: -15px;
  left: 50%;
  transform: translateX(-50%);
  width: 40px;
  height: 40px;
  background-color: var(--primary);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  font-weight: bold;
  font-size: 1.2rem;
}

.step-card h3 {
  margin-top: 1rem;
  color: var(--primary);
}

.step-card p {
  color: var(--gray);
  margin-bottom: 0;
}

.step-icon {
  font-size: 2.5rem;
  color: var(--primary);
  margin-bottom: 0.75rem;
  height: 2.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.calendar-section {
  background-color: var(--light);
  border-radius: 8px;
  padding: 2rem;
  box-shadow: var(--shadow);
  text-align: center;
}

.calendar-section h3 {
  color: var(--primary);
  margin-bottom: 1.5rem;
}

.calendar-container {
  max-width: 400px;
  margin: 0 auto;
  background-color: var(--white);
  border-radius: 8px;
  padding: 1.5rem;
}

.calendar-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
}

.calendar-header button {
  background: none;
  border: none;
  color: var(--primary);
  cursor: pointer;
  padding: 0.5rem;
  transition: var(--transition);
  font-size: 1.2rem;
}

.calendar-header button:hover {
  color: var(--accent);
}

.calendar-header h4 {
  color: var(--primary);
  margin: 0;
  font-size: 1.25rem;
}

.calendar-grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 5px;
}

.calendar-cell {
  padding: 8px;
  border-radius: 4px;
  background-color: var(--white);
  min-height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}

.calendar-cell.header {
  font-weight: bold;
  background-color: transparent;
  color: var(--secondary);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.calendar-cell.today {
  background-color: var(--accent);
  color: var(--primary);
  font-weight: bold;
  box-shadow: 0 0 0 2px var(--primary);
}

.calendar-cell.available {
  background-color: var(--primary-light);
  color: var(--primary);
  cursor: pointer;
  transition: var(--transition);
  font-weight: 500;
}

.calendar-cell.available:hover,
.calendar-cell.available:focus {
  background-color: var(--primary);
  color: var(--white);
  outline: 2px solid var(--accent);
  outline-offset: -2px;
}

.contact-us {
  padding: 4rem 0;
  background-color: var(--white);
  max-width: 1200px;
  margin: 0 auto;
}

.contact-us h2 {
  text-align: center;
  margin-bottom: 3rem;
  color: var(--primary);
  font-size: 2.5rem;
}

.contact-content {
  display: flex;
  justify-content: center;
  gap: 2rem;
  flex-wrap: wrap;
}

.contact-info {
  display: flex;
  justify-content: center;
  gap: 2rem;
  width: 100%;
}

.contact-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  flex: 1;
  min-width: 250px;
  padding: 2rem;
  background-color: var(--light);
  border-radius: 8px;
  box-shadow: var(--shadow);
  transition: var(--transition);
}

.contact-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
}

.contact-icon {
  background-color: var(--primary-light);
  width: 70px;
  height: 70px;
  border-radius: 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin-bottom: 1.5rem;
}

.contact-icon svg {
  width: 32px;
  height: 32px;
  fill: var(--primary);
}

.contact-icon i {
  font-size: 1.75rem;
  color: var(--primary);
}

.contact-details h3 {
  margin-bottom: 0.5rem;
  color: var(--primary);
  font-size: 1.2rem;
  font-weight: 600;
}

.contact-details p {
  color: var(--gray);
  margin: 0;
  font-size: 1rem;
}

.contact-details a {
  color: var(--primary);
  text-decoration: none;
  font-weight: 500;
  transition: var(--transition);
}

.contact-details a:hover {
  color: var(--secondary);
  text-decoration: underline;
}

@media (max-width: 992px) {
  .contact-info {
    flex-wrap: wrap;
  }

  .contact-item {
    min-width: calc(50% - 2rem);
  }
}

@media (max-width: 768px) {
  .how-it-works,
  .calendar-section,
  .contact-us {
    padding: 3rem 0;
  }

  .process-steps {
    grid-template-columns: 1fr;
  }

  .contact-info {
    flex-direction: column;
    align-items: center;
  }

  .contact-item {
    min-width: 100%;
    max-width: 400px;
  }
}

@media (max-width: 576px) {
  .contact-us h2 {
    font-size: 2rem;
  }

  .calendar-section {
    padding: 1.5rem;
  }

  .calendar-container {
    padding: 1rem;
  }

  .calendar-cell {
    padding: 8px;
    font-size: 0.875rem;
    min-height: 44px;
    min-width: 44px;
  }

  .calendar-cell.available {
    font-weight: 600;
    cursor: pointer;
    -webkit-tap-highlight-color: rgba(0, 33, 105, 0.2);
  }

  .calendar-cell.available:active {
    transform: scale(0.95);
    background-color: var(--primary);
    color: var(--white);
  }

  .calendar-header button {
    min-width: 44px;
    min-height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .calendar-grid {
    gap: 2px;
  }
}

.form-wrapper {
  max-width: 800px;
  margin: 0 auto;
  padding: 1.5rem 0 1rem;
}

.form-title-section {
  text-align: center;
  margin-bottom: 1rem;
}

.schedule-alt-text {
  color: var(--gray);
  margin: 0 0 0.75rem;
  text-align: center;
}

.schedule-alt-actions {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 1rem;
}

.form-title {
  color: var(--primary);
  font-size: 2rem;
  margin-bottom: 0;
}

.loading-spinner {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 2rem;
  gap: 1rem;
}

.loading-spinner::before {
  content: '';
  width: 40px;
  height: 40px;
  border: 4px solid var(--light-gray);
  border-top-color: var(--primary);
  border-radius: 50%;
  animation: spin 1s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.loading-spinner-text {
  color: var(--gray);
  font-size: 0.9rem;
}

.skeleton {
  background: linear-gradient(90deg, var(--light-gray) 25%, var(--light) 50%, var(--light-gray) 75%);
  background-size: 200% 100%;
  animation: skeleton-shimmer 1.5s ease-in-out infinite;
  border-radius: 4px;
}

@keyframes skeleton-shimmer {
  0% { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

.skeleton-card {
  padding: 2rem;
  background: var(--white);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.skeleton-text {
  height: 1rem;
  margin-bottom: 0.75rem;
  width: 100%;
}

.skeleton-text:last-child {
  width: 60%;
}

.skeleton-title {
  height: 1.25rem;
  width: 40%;
  margin-bottom: 0.5rem;
}

.jotform-loading {
  position: relative;
  min-height: 400px;
}

.jotform-loading .loading-spinner {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  z-index: 1;
}

.jotform-loading.loaded .loading-spinner {
  display: none;
}

.jotform-loading iframe,
.jotform-loading .jotform-form,
.form-wrapper iframe {
  width: 100% !important;
  max-width: 100% !important;
  min-width: 0 !important;
  border: none;
  height: auto;
  min-height: 600px;
}

.jotform-loading > *:not(.loading-spinner) {
  max-width: 100%;
  overflow-x: hidden;
}

@media (max-width: 768px) {
  .form-wrapper {
    padding: 1rem 0;
  }

  .form-title-section {
    margin-bottom: 1rem;
  }

  .form-title {
    font-size: 1.5rem;
  }

  .jotform-loading {
    min-height: 800px;
  }

  .jotform-loading iframe {
    min-height: 1200px;
  }
}

@media (max-width: 425px) {
  .form-wrapper {
    padding: 0.5rem 0;
  }

  .form-title {
    font-size: 1.25rem;
  }

  .form-title i {
    display: block;
    margin-bottom: 0.5rem;
  }

  .jotform-loading {
    min-height: 1000px;
  }

  .jotform-loading iframe {
    min-height: 1500px;
  }
}

.legal-content {
  padding: 2rem 0;
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.8;
}

.legal-content h2 {
  color: var(--primary);
  font-size: 1.5rem;
  margin: 2rem 0 1rem 0;
}

.legal-content h3 {
  color: var(--secondary);
  font-size: 1.2rem;
  margin: 1.5rem 0 0.75rem 0;
}

.legal-content p {
  margin-bottom: 1rem;
}

.legal-content ul {
  padding-left: 2rem;
  margin-bottom: 1.5rem;
  color: var(--secondary);
}

.legal-content li {
  margin-bottom: 0.5rem;
}

@media (max-width: 768px) {
  .legal-content {
    padding: 1rem 0 !important;
    line-height: 1.6 !important;
  }

  .legal-content h2 {
    font-size: 1.25rem !important;
    margin: 1.25rem 0 0.75rem 0 !important;
  }

  .legal-content h3 {
    font-size: 1.1rem !important;
    margin: 1rem 0 0.5rem 0 !important;
  }

  .legal-content p {
    margin-bottom: 0.75rem !important;
  }

  .legal-content ul {
    padding-left: 1.25rem !important;
    margin-bottom: 1rem !important;
  }

  .legal-content li {
    margin-bottom: 0.35rem !important;
  }

  .legal-content div[style*="padding"] {
    padding: 1rem !important;
  }
}

@media (max-width: 425px) {
  .legal-content {
    padding: 0.5rem 0 !important;
  }

  .legal-content h2 {
    font-size: 1.15rem !important;
    margin: 1rem 0 0.5rem 0 !important;
  }

  .legal-content h3 {
    font-size: 1rem !important;
    margin: 0.75rem 0 0.5rem 0 !important;
  }
}

.footer {
  padding: 3rem 0 2rem;
  background-color: var(--dark);
  color: var(--white);
}

.footer-nav {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
  margin-bottom: 2rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-nav-section h4 {
  color: var(--white);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

.footer-nav-section ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-nav-section li {
  margin-bottom: 0.5rem;
}

.footer-nav-section a {
  color: var(--light-gray);
  text-decoration: none;
  font-size: 0.9rem;
  transition: var(--transition);
}

.footer-nav-section a:hover {
  color: var(--accent);
  text-decoration: underline;
}

.footer-bottom {
  text-align: center;
}

.footer-disclaimer {
  font-size: 0.85rem;
  line-height: 1.6;
  max-width: 800px;
  margin: 0 auto 1rem;
  color: var(--light-gray);
}

.footer-copyright {
  font-size: 0.8rem;
  color: var(--light-gray);
}

@media (max-width: 576px) {
  .footer-nav {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .footer-nav-section li {
    margin-bottom: 0.75rem;
  }

  .footer-nav-section a {
    display: inline-block;
    padding: 0.5rem 0;
    min-height: 44px;
    line-height: 1.5;
  }
}

.breadcrumb {
  padding: 1rem 0;
  background-color: var(--light);
  border-bottom: 1px solid var(--light-gray);
}

.breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.9rem;
}

.breadcrumb-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.breadcrumb-item a {
  color: var(--primary);
  text-decoration: none;
}

.breadcrumb-item a:hover {
  text-decoration: underline;
}

.breadcrumb-item.active {
  color: var(--gray);
}

.breadcrumb-separator {
  color: var(--gray);
}

.step-icon {
  font-size: 2rem;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.faq-item h3 i {
  margin-right: 0.5rem;
  color: var(--accent);
}

.btn i {
  margin-right: 0.5rem;
}

.btn i.fa-arrow-right {
  margin-right: 0;
  margin-left: 0.5rem;
}

.mobile-nav-backdrop {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-color: rgba(0, 33, 105, 0.5);
  z-index: 98;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.mobile-nav-backdrop.active {
  display: block;
  opacity: 1;
}

body.menu-open {
  overflow: hidden;
}

.mobile-nav {
  z-index: 99;
}

.jotform-error {
  text-align: center;
  padding: 2rem;
  background-color: var(--light);
  border-radius: 8px;
  border: 1px solid var(--light-gray);
  margin: 1rem 0;
}

.jotform-error-content i {
  font-size: 3rem;
  color: #dc3545;
  margin-bottom: 1rem;
}

.jotform-error-content h3 {
  color: var(--primary);
  margin-bottom: 1rem;
}

.jotform-error-content p {
  color: var(--gray);
  margin-bottom: 1rem;
}

.jotform-error-content ul {
  text-align: left;
  max-width: 400px;
  margin: 0 auto 1.5rem;
  color: var(--gray);
  padding-left: 1.5rem;
}

.jotform-error-content li {
  margin-bottom: 0.5rem;
}

.jotform-error-actions {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

.jotform-error-actions .btn {
  min-width: 160px;
}

@media (max-width: 576px) {
  .jotform-error-actions {
    flex-direction: column;
    align-items: center;
  }

  .jotform-error-actions .btn {
    width: 100%;
    max-width: 280px;
  }
}

.jotform-loading.error .loading-spinner {
  display: none;
}